Use this quick eligibility tool to see if your household income, size, and county align with 2025 Florida Housing limits.
The Florida Assist Second Mortgage Program can give you up to $10,000 in down payment or closing cost assistance — with 0% interest and no monthly payments.
It's designed for first-time homebuyers, military veterans, and eligible Florida residents purchasing a primary home with an FHA, VA, USDA, or Conventional loan.
This tool simplifies complex guidelines into a fast, clear answer — helping you understand if you're on the right path to qualify for Florida Assist.
All income limits are directly sourced from the Florida Housing Finance Corporation and apply statewide.
This eligibility checker gives a preliminary estimate based on public program criteria. It factors in:
Your household size and income.
Your Florida county.
Your loan type and homebuyer status.
2025 income limits for targeted and non-targeted areas.
While it's a reliable screening tool, final approval requires working with a Florida Housing-approved lender, completing a homebuyer education course, and submitting official documentation.
To qualify for the Florida Assist Second Mortgage Program, you typically must:
Be a first-time homebuyer, military veteran, or buy in a designated targeted area.
Use a Florida Housing-approved first mortgage (FHA, VA, USDA, or eligible Conventional).
Occupy the home as your primary residence.
Meet household income limits for your county and family size.
Complete a homebuyer education course before closing.
Income and purchase price limits vary by location and household — this is where your eligibility calculator helps clarify things fast.
Many Florida buyers are eligible for down payment assistance but don’t know it.
By checking your eligibility early, you can plan more confidently, reduce out-of-pocket costs, and move forward faster.
Whether you're just exploring your options or already house hunting, this tool gives you a head start.
We help you navigate Florida Assist with confidence.
The Florida Assist program involves many moving parts — income limits, lender coordination, and state-level rules.
Our platform simplifies that process with up-to-date tools, expert-backed guidance, and support that’s focused entirely on Florida Housing programs.
We’ve helped thousands of buyers understand their options and take the next step toward homeownership with clarity and confidence.
